Once you turn 65, you will need to switch to Medicare insurance in order to receive the coverage that you deserve. However, many people are unsure of which plan is right for them. Luckily, if you live in Texas, the experts at RightFit.Pro are here to give you the assistance you need. We offer our Right Fit Comparison Tool, as well as dedicated assistance where we will walk you through the different options to find a plan that meets all of your needs. To learn more, contact RightFit.Pro and receive your free quote today!
If you’ve recently turned 65, or you’re getting ready for your 65th birthday, you may have already received information about switching to Medicare insurance. When it comes to your insurance, it’s normal for people to have a lot of questions about what is or isn’t covered, and Medicare is no exception. In today’s post, we will discuss a few of the most commonly asked questions that people have about Medicare insurance, and if you’re still unsure about the right plan for you, contact the experts at RightFit.Pro today!
What benefits are available with Medicare insurance?
The great thing about Medicare insurance is that it has four programs for you to choose from, labeled as “parts.” For example, Medicare Part A covers hospital insurance, whereas Part B covers medical costs such as doctor visits and outpatient services. When you choose your Medicare coverage, you will be able to pick and choose which parts you want to apply to your coverage. If you are unsure of which Medicare programs you will need, you can speak to our team at RightFit.Pro and we will help match you with the program that will meet all of your specifications.
Do I have to sign up for Medicare every year?
If you’ve received insurance through your employer in the past, you may have had to re-enroll in your coverage year after year, but with Medicare insurance, that’s not the case! Instead of having to remember to re-enroll, your coverage will roll over, giving you one less thing to worry about remembering to do. That being said, if you ever want to change your coverage, Medicare offers an open-enrollment period between October 15 and December 7 of every year, allowing you to change your coverage if you so desire.
Will Medicare cover my dependents?
Unfortunately, Medicare only covers those who qualify. If you have a younger spouse, children, or other family members, they will not be covered by your Medicare insurance. Only those who are 65 years or older qualify for Medicare insurance. Keeping that in mind, if both you and your spouse are covered by Medicare, you will have to pay your premiums separately, as Medicare doesn’t offer price breaks for married couples.
Need Help Deciding Which Medicare Plan Is Right for You?
If you’re getting ready to switch to Medicare insurance, it’s important that you have all the facts. At RightFit.Pro, we can help you understand Medicare and choose the plan that will provide you with the coverage that is right for your needs. To learn more, contact RightFit.Pro and receive a free quote today!
We look forward to helping you.